Getting Old

You know you’re getting old when you start collecting health conditions.

Recently we dropped our Cobra insurance (hello expensive!) for a plan of our own.

After completing our health questionnaires, really just red flag tools for the insurance companies, we went through underwriting and received our new health insurance.

For several reasons, we decided to split-up the family’s coverage. Vickey and the kiddies are on one plan, and I’m on another.

For my coverage, no company would take me unless they charged way more than was reasonable or put a rider on my policy exempting them from covering either of my recurring prescriptions (did I mention how the health questionnaire was just a red flag generator?).

So, although we’ve got health insurance, I’m left to fend for myself for my acid reflux and cold sore symptoms. How cruel is that?

Still, we figured it out and we’ll be paying less by going 100% out-of-pocket on those meds than we would to secure complete coverage. Go figure!

Anyone interested in a career in the insurance industry? You can set your own hours and your own rules.